Agentifact assessment — independently scored, not sponsored. Last verified Mar 6, 2026.
Belvo
LatAm open finance API aggregating data from 60+ institutions in Mexico, Brazil, and Colombia; sandbox with 25 free live links
Viable option — review the tradeoffs
You need to aggregate banking and fiscal data from LatAm institutions for credit scoring, PFM apps, or income verification without building custom integrations for dozens of banks.
Solid coverage and reliable enrichment (e.g., auto-detects Netflix subs from transactions), fast sandbox testing, but production limited to 3 countries with some endpoints like payments Brazil/Mexico-only.
You want automated, up-to-date financial insights like recurring expenses or income sources to power personalized finance tools or better underwriting.
Excellent for subscriptions/utilities (groups by similarity, filters one-offs), accurate for checking/savings/credit cards, but requires banking links first and limited to 365-day history.
Geographic Scope
Coverage limited to Mexico, Brazil, Colombia (60+ institutions); no US/EU or other LatAm countries like Argentina or Peru.
Production Certification
Sandbox is unrestricted for testing, but production requires integration certification before getting keys—delays go-live if not planned.
Trust Breakdown
What It Actually Does
Belvo connects to 60+ banks and financial institutions across Mexico, Brazil, and Colombia, letting you pull real transaction data, account balances, and identity information through a single API. Test for free with up to 25 live bank connections in their sandbox.
LatAm open finance API aggregating data from 60+ institutions in Mexico, Brazil, and Colombia; sandbox with 25 free live links.
Fit Assessment
Best for
- ✓data-retrieval
- ✓payment-initiation
Not ideal for
- ✗MFA token required by institution
- ✗request timeout after 408
- ✗internal server error 500
Known Failure Modes
- MFA token required by institution
- request timeout after 408
- internal server error 500
Score Breakdown
Protocol Support
Capabilities
Governance
- rate-limiting
- permission-scoping
- audit-log
- waf-protection